:root{
  --navy:#0d2340;--navy2:#173d6b;--blue:#2569c8;--ink:#142033;
  --muted:#5f6f84;--line:#dfe7f0;--soft:#f6f9fc;--white:#fff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#f3f6fa;color:var(--ink);font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;line-height:1.65}
a{color:#175eae;text-decoration-thickness:1px;text-underline-offset:2px}
a:hover{color:#0e477f}
.top{background:linear-gradient(135deg,#0a1d36,#173e6e);color:#fff;border-bottom:1px solid rgba(255,255,255,.12)}
.topin,.wrap{width:min(1060px,calc(100% - 32px));margin:auto}
.topin{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:18px 0}
.brand{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none}
.mark{display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:linear-gradient(145deg,#173b68,#0b1e38);border:1px solid rgba(255,255,255,.22);font-weight:900}
.brand strong{font-size:20px;letter-spacing:-.02em}
.brand small{display:block;color:#b9cce4;font-size:10px;letter-spacing:.14em;text-transform:uppercase}
.nav{display:flex;flex-wrap:wrap;gap:15px;font-size:13px}
.nav a{color:#dce9f8;text-decoration:none}
.hero{padding:52px 0 26px}
.kicker{font-weight:900;text-transform:uppercase;letter-spacing:.14em;font-size:11px;color:#76adf3}
h1{font-size:clamp(34px,5vw,54px);line-height:1.04;margin:10px 0 14px;letter-spacing:-.045em}
.hero p{max-width:760px;color:#d8e5f3;font-size:17px;margin:0}
.wrap{padding:30px 0 60px}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;box-shadow:0 12px 35px rgba(20,42,72,.06)}
.notice{background:#eef5ff;border:1px solid #cadcf4;border-left:4px solid var(--blue);border-radius:12px;padding:16px 18px;margin:18px 0}
.warning{background:#fff8ed;border:1px solid #f0dcb7;border-left:4px solid #c78a20;border-radius:12px;padding:16px 18px;margin:18px 0}
h2{margin:34px 0 10px;font-size:23px;letter-spacing:-.025em;color:#122943}
h3{margin:24px 0 8px;font-size:17px;color:#173a64}
p,li{font-size:15px}
ul{padding-left:22px}
li+li{margin-top:7px}
.meta{color:#6c7a8e;font-size:13px;margin-bottom:22px}
.toc{background:var(--soft);border:1px solid var(--line);border-radius:14px;padding:18px 20px;margin:24px 0}
.toc strong{display:block;margin-bottom:8px}
.toc a{display:inline-block;margin:3px 14px 3px 0;font-size:13px}
.legal-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:18px}
.legal-link{display:block;border:1px solid var(--line);border-radius:12px;padding:13px 15px;background:#fff;text-decoration:none;color:#173a64;font-weight:800}
.mini{font-size:12px;color:#66768a}
.footer{border-top:1px solid var(--line);background:#fff}
.footerin{width:min(1060px,calc(100% - 32px));margin:auto;padding:24px 0 34px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;color:#68778b;font-size:12px}
.footer a{margin-right:14px}
code{background:#f1f5f9;padding:2px 5px;border-radius:5px}
@media(max-width:720px){
  .topin{align-items:flex-start;flex-direction:column}
  .hero{padding-top:34px}
  .card{padding:22px}
  .legal-links{grid-template-columns:1fr}
}